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Take Charge! Three Keys to Getting Out from Under the Burden of Student Loans

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Dig into the biggest and least understood loan forgiveness program available to employees of nonprofit hospitals: Public Service Loan Forgiveness. Not eligible? Learn how private loan refinance can save you thousands of dollars.

Student loans may be standing between the life and career you have and the one you want. But it doesn't have to be that way. Learn about your student loan repayment options, understand the risks, and test each option in your unique situation. Gain the knowledge and confidence you need to make a solid decision.

Upon successful completion of this activity, pharmacists should be able to:

  1. Recognize eligibility for Public Service Loan Forgiveness
  2. Describe the benefits of income-driven repayment plans and private refinance
  3. Identify common student loan mistakes

“As a new attending physician, I was overwhelmed with the loan repayment options. Joy guided me through the entire process. My monthly payments will go down by over two-thirds and in the end, over half of my loans will be forgiven. The stress she has taken off my mind is priceless.”

--Carrie Kohlhapp, DO, Virtua Health System

“Navigate, LLC walked me through the process of understanding and applying for a federal loan consolidation and being a part of the Public Service Loan Forgiveness Program. I have referred my friends and co-workers so they can understand their options.” 

--Shakil Hafiz, DO, Avera-McKennan Hospital

Presenter: Joy Sorensen Navarre, President of Navigate LLC

Joy Sorensen Navarre, president of Navigate LLC, is a national expert on student loan forgiveness who consults individually with physicians and pharmacists. She serves as a resource to nonprofit and academic health systems. Navigate LLC’s clients are on track to save more than $24.4 million dollars on their student loans. Health systems use her Competitive Edge program to recruit top talent faster, reduce the costs of signing bonuses, and increase annual net revenue to their organizations.

Joy is passionate about raising awareness about student loan relief and is a popular speaker at residency programs, medical schools and hospitals. Her articles appear in journals and websites throughout the medical community. Recent presentations include:

  • American Academy of Family Physicians National Conference
  • American Academy of Pediatrics National Conference
  • St. Anthony North Family Medicine Residency Program—Centura Health
  • Five Rivers Family Medicine Residency Program—Premier Health
  • Sanford Health Recruiters’ Retreat
  • National Association of Midwives, Minnesota Chapter
  • University of Maryland Medical Center Community Medical Group

In addition to leading Navigate, a family-owned business, Joy supports many community development and children’s projects. She has over 10-years executive experience with service on multiple nonprofit boards of directors.

Registration Fees:

Free for MPhA members and $25 for nonmembers. Student pharmacists and residents are provided a complimentary registration.

Student pharmacists and residents are provided a complimentary registration, please use the promo code “WebinarComp16” when checking out.

Continuing Education:

This presentation is being submitted to the Minnesota Board of Pharmacy for Continuing Education credit approval (one hour).

To receive Board of Pharmacy credits for this program the following must be completed:

  • Full participation/completion of webinar either during the live program or the archived presentation

  • Completion of survey post webinar acknowledging participation

Board of Pharmacy credit processing takes place on the 15th of each month.

The Minnesota Pharmacists Association is accredited by the Minnesota Board of Pharmacy as a provider of continuing pharmacy education.

Questions? Please contact karip@ewald.com with questions about credits.

Please contact jessicag@ewald.com with any technical questions or issues.

    Minnesota Pharmacists Association


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